Payment methods accepted on AliExpress

Surely, when you have the purchases you want ready, you’ll wonder what’s the most efficient and secure way to make your payment. We’ll show you the best options that exist within the variety of AliExpress payment methods, to guide you through this part of the process.

Are all AliExpress payment methods reliable?

As a company that has been a long time in the market, AliExpress possesses the respect of many buyers. Thus, it doesn’t accept payment methods that aren’t 100% secure.

So, you can use any of the methods offered below with complete peace of mind and full security.

AliExpress Payment Methods

Now, different payment methods in turn bring different benefits to the buyer, so below we’ll show you some of the best methods that you can employ when it comes to making payment for your purchase.

→ PayPal

Main article: Will AliExpress accept PayPal?

Availability: Since it’s a pretty common method when online shopping, there are many countries where it’s available. We’ll leave you a more specific list here.

Rating: ⭐⭐⭐⭐⭐ (Excellent)

When we refer to PayPal, we’re talking about a platform that allows us to associate our bank details to an email, and then generate a payment with that account securely.

It should be noted that when this option is used, the buyer’s data is kept safe, which means that such data is not shared with the store, but is redirected to the PayPal page, where you can make the transaction.


Some benefits of using this payment method may be:

  • Convenience.
  • Speed.
  • Security.

Undoubtedly, this platform is preferred by buyers for being recognized worldwide. As a way to attract new customers, many online stores place it as a guarantee.

An advantage that is important to mention is that if you have problems with an order, you open a dispute and things haven’t gone in your favor, with this platform you’ll also have the opportunity to claim a refund of your money.


Something a little annoying is that, in the countries where this payment option is available, the conditions of use change every two or three months. This comes as a result of AliExpress wanting to make its own payment method (Alipay) more known, which makes the relationship with PayPal a bit irregular.

→ Alipay

Main article: Alipay and AliExpress

Availability: Worldwide

Rating: ⭐⭐⭐⭐⭐ (Excellent)

This payment method was created by AliExpress to process payments in a faster way. The system used by this payment method is very similar to that of PayPal (the money is held upon transfer until it’s confirmed that the order has arrived in good condition).

It’s worth mentioning that, any payment made with credit or debit cards, is done through Alipay. This indicates that, if on previous occasions you’ve made payments in the way we mentioned, you may have set up your Alipay without knowing it.

Alipay is the method that AliExpress is currently betting on and that’s why it offers you bonuses if you use it. For example, discounts for every three purchases made successfully. In addition, Alipay allows you to associate any of the following debit or credit cards:

  • Visa
  • Mastercard
  • American Express
  • Maestro
  • Diners Club
  • JCB
  • MNP
  • Discover
  • Hipercard
  • Elo
  • Troy

→ Virtual or prepaid cards

Main article: How to pay on AliExpress without a credit card

This is a good option for those people who for various reasons don’t have any card (either credit or debit). It’s also used by people who don’t wish to provide their data to AliExpress. It should be noted that this card can be recharged with the amount of money you want, so they can’t make a charge for more amount.

The good news is that these cards are free, and you can also use them to pay with Alipay.

→ Webmoney

Availability: Usually worldwide

Rating: ⭐⭐⭐⭐ (Acceptable)

Similar to several payment platforms, when you make your payment with this tool, Webmoney will charge you a commission, but it won’t charge for currency exchange.

Remember that the currencies accepted in AliExpress are US dollars, British pounds, Russian rubles, and the euro. Therefore, if the country you’re paying from has a different currency than those mentioned above, banks apply a commission for the currency exchange, which makes this platform an option to consider.

→ Apple Pay / Google Pay

Availability: Worldwide

Rating: ⭐⭐⭐⭐ (Acceptable)

These platforms are mobile payment services to opt to store in your smartphone the card of your choice, either debit or credit. Thus, quickly allowing you to pay for any purchase from your smartphone without having to be constantly entering your data.

This method is only available for Android (Google Pay) or iOS (Apple Pay) devices.

For someone who doesn’t have PayPal and doesn’t want to have any cards stored on AliExpress, it’s an interesting alternative.

→ Oney

Availability: Some European countries

Rating: ⭐⭐⭐⭐ (Very good)

The installment payment method using Oney consists of the bank lending the money you need to make the purchase. Then, you can return it in 3 or 4 installments with a percentage of interest. You must have the following conditions to be able to opt for this installment payment tool:

  • Make a purchase of more than €60.
  • Pay with a European debit or credit card, Visa, or MasterCard.
  • Prepaid, virtual, or American Express cards aren’t accepted.
  • The expiration date must be after the installments.

Other payment methods on AliExpress

The methods we’ve mentioned previously are some of the most common you’ll find when purchasing something on AliExpress. However, they may vary depending on the country you’re buying from, so make sure to check everything out thoroughly before actually placing your order.

However, we must tell you that despite the variety of methods this website offers, cash on delivery isn’t one of them.

At the end of the day, you must choose what works best for you at the time of buying on AliExpress.